Avoid Fines and Cut Monthly Costs in Your Store: What No One Told You About PCI DSS

Did you know that every card transaction in your store can put you at risk of fines and fraud if you’re not following certain rules?

These days, more than ever, people prefer to pay with debit or credit cards when they shop, and that brings a big responsibility for you as a business owner: making sure every payment is safe and that your customers’ financial data stays protected. Ignoring this part can easily open the door to cyber fraud and expensive penalties — but the good news is there’s a clear way to prevent this if you have the right tools and follow the right standards.

In the United States, all businesses are required to comply with PCI DSS (Payment Card Industry Data Security Standard). This requirement helps you show your customers that their payment info is safe and secure every time they shop at your business.

🚀 If you’d like to learn more about how people are paying these days and what trends to watch for, you might enjoy this blog. Click here to read it

What does the PCI DSS (Payment Card Industry Data Security Standard) say?

The PCI DSS — Payment Card Industry Data Security Standard — was created by the Payment Card Industry Security Standards Council (PCI SSC), which includes big names like Visa, MasterCard, American Express, Discover, and JCB.

🎯 What should you know as a business owner?

First, it’s mandatory for any business that accepts card payments. PCI DSS protects your customers’ debit and credit card information while it’s being processed, stored, or sent, so you can prevent fraud and misuse of data in your store.

How does PCI DSS affect businesses in the United States?

1. It’s mandatory for all businesses: following this standard means you’re offering a secure service to your customers and avoiding fines or legal problems for not complying.

2. The standard includes different security measures you need to have in place, like data encryption, secure passwords, firewalls, and regular updates to your security systems. All of this helps make sure every transaction is as safe as possible.

3. Customer loyalty is also a big benefit:People feel safer knowing their information is protected, which means they’re more likely to buy again with confidence.

📖 Read also: Protect your business from potential fraud when making card transactions

---

⚠️ Pro Tip: You can save up to $360 a year in bank fees just by completing the online questionnaire your bank sends to the email you provided. Doing this helps you avoid extra charges. If you don’t know how to fill it out or didn’t get the email, don’t worry — reach out to us and we’ll help you with it.

---

At Universum, we know that keeping your transactions secure isn’t just a rule to follow, it’s a real competitive edge. That’s why we create payment processing solutions that keep every transaction safe, fit perfectly with your store’s sales flow, and make it easy for you to stay compliant with rules like PCI DSS.

Be part of the Universum family. Don’t wait any longer! Get in touch and sign up for your processing or POS service by calling 1-888-507-6614 or visiting our website: www.universumsolution.com to learn more about how we can help you.

💡 Don't forget to follow our socials to stay updated:

Facebook, X and Instagram

LinkedIn: Universum